Southern Bank & Trust

Online Banking

Personal Checking & Money Market Accounts

       Checking and Money Market Accounts

Account Type Southern Checking Southern Secure Checking Southern Senior Checking Southern Secure Classic Checking Southern Money Market
Account Description  

IDProtect®

Cellular Telephone Protection

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Age 55 and older

Age 55 and older

IDProtect®

Cellular Telephone Protection

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Minimum Opening Balance $100.00 $100.00 $100.00 $100.00 $1000.00
Interest Bearing No Yes -Tiered Yes -Tiered Yes -Tiered Yes -Tiered
Monthly Maintenance Fee N/A $4.95 N/A $4.95 $12.00 Fee if balance falls below $1000.00
Statements EStatements (Paper statements additional fee) Paper Statement or EStatements Paper Statement or EStatements Paper Statement or EStatements Paper Statement or EStatements
ATM Charges FIVE free foreign ATMS Unlimited ATM Anywhere FIVE free foreign ATMS Unlimited ATM Anywhere N/A
Safe Deposit Box Discount No No No Yes No
Discounted Offical Checks No Yes No Yes No
Check Writing 20 per statement cycle (Additional fee of .10 per check in excess of 20) Unlimited 50 per statement cycle (Additional fee of .10 per check in excess of 50)
Unlimited Six (6) withdrawals per statement cycle. Additional fee of $10 for excess transactions
Miscellaneous       One box of checks free annually