Transaction Accounts
Account Type
Minimum Deposit to Open Account
Interest Rate
Annual Percentage Yield (APY)
Southern Free Checking
$100.00
0.00%
0.00%
Southern Supreme Checking
$100.00
0.25%
0.25%
Southern Classic Checking
$100.00
0.75%
0.75%
Southern Money Market Account
$1,000.00
see below
see below
Regular Savings
$100.00
0.50%
0.50%
Southern Money Market and Southern Money Market-Business
0-$999.99 = 0.00% Rate 0.00% APY
$1000.00-$499,999.99 = 2.21% Rate 2.23% APY
$500,000.00-$749,999.99 = 2.45% Rate 2.48% APY
$750,000.00 and up = 2.959% Rate 3.00% APY


CD Special
Term
Minimum Deposit to Open Account
Interest Rate
Annual Percentage Yield
12 months
$500.00
4.01%
4.07%


Certificates of Deposits & Individual Retirement Accounts
Term
Minimum Deposit to Open Account
Interest Rate
Annual Percentage Yield (APY)
3 month
$500.00
2.00%
2.02%
6 month
$500.00
2.76%
2.78%
9 month
$500.00
3.20%
3.24%
24 months
$500.00
4.14%
4.20%
36 months
$500.00
3.26%
3.30%
48 months
$500.00
3.259%
3.30%
60 months
$500.00
3.259%
3.30%

Annual Percentage Yields (APY) accurate as of August 18, 2008; rates subject to change without notice and may change after the account is opened; fees could reduce earnings on account; minimum daily balance may be required to obtain the APY; a penalty may be imposed for early withdrawal from a Certificate of Deposit; Contact Customer Service for additional information

re
Member FDIC
Southern Bank & Trust
Privacy Policy | Terms of Use | USA PATRIOT ACT
Deposit Services | Lending Services | Online Banking Services | Current Rates
Other Services | Our Southern Community | About Us | Contact Us

 re
Equal Housing Lender
NOTICE: Southern Bank & Trust is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.
©2005 Southern Bank & Trust.  All rights reserved.  Powered by Goldleaf Financial Solutions.