Southern Bank & Trust offers personal and business checking accounts to meet every need. Our variety of checking accounts offers the right services for the way you like to bank.

• Southern Free Checking
• Southern Supreme Checking
• Southern Classic Checking
• Southern Money Market Account

Southern Free Checking

• $100 minimum to open
• No minimum balance required
• Unlimited check writing
• Imaged checks
• Free atm/debit card
• Free online banking
• Free 24 hour telephone banking

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Southern Supreme Checking

• $100 minimum to open
• Unlimited check writing
• Interest paid on daily balances of $1000 or more
• A $10.00 monthly maintenance fee will apply if the above balance is not maintained
• Free atm/debit card
• Free online banking
• Free 24 hour telephone banking
• Imaged checks

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Southern Classic Checking

• For customers 50 years of age and older
• Free checking
• No minimum balance and earns interest
• Free personalized checks
• Free atm/debit card
• Free online banking
• Free telephone banking
• Free traveler's checks
• Free cashiers checks
• Imaged checks
• Periodic "bonus rates" on certificates of deposit

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Southern Money Market Account

• $1000 minimum to open
• Interest paid monthly on daily balances of $1000 or more
• A $12.00 monthly maintenance fee will apply if the above balance is not maintained
• Limit six (6) transfers or withdrawals involving third parties (including checks and POS debit card transactions).
• Free online banking
• Free 24 hour telephone banking
• Imaged checks

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