STOP Identity Theft!! If you get an e-mail asking for personal information, do NOT reply or click on the link in the message. SB&T will not request personal information via e-mail!

Southern Bank & Trust is the community bank designed with our communities' financial success in mind. We’re ready to answer your questions and take care of your banking needs, whatever they may be…we are making a difference. We invite you to come into our bank and see for yourself what a difference it makes when you bank with your neighbors.

For a fast, convenient, and safe way to pay for your purchases, Southern Bank & Trust offers the Debit Master Card. It looks like a credit card but works like a check.

As a community bank, we are committed to elevating life, business and community. We offer many types of commercial loans with a quick approval process and terms that will fit your needs.
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Member FDIC
Southern Bank & Trust

FDIC Temporary Liquidity Guarantee Program
Transaction Account Guarantee Program Disclosure

Southern Bank & Trust is participating in the FDIC’s Transaction Account Guarantee Program.  Under that program, through December 31, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Transaction Account Guarantee Program is in
addition to and separate from the coverage available under the
FDIC’s general deposit insurance rules. 

Notice to Customers with Transfer or Sweep Arrangements:  
If you have noninterest-bearing transaction accounts with a transfer or sweep arrangement to an interest-bearing transaction account or product, that transfer could decrease your FDIC deposit insurance coverage.


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Equal Housing Lender
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